With almost $2.5 trillion in assets, Chase is one of the most powerful banks in the world. Headquartered in New York, this corporation operates over 16,000 ATMs around the nation as well as over 5,000 branches. One can utilize the physical locations to get informed on the latest card offers, credit card option, account opening, and a lot more.
Chase offers some of the most convenient credit card options around the world. Most common card benefits include a 0% introductory APR, cash rewards for spending, low-interest rates, easy application process, and so on. When an individual is deciding what is the most appropriate Chase credit card for them, they should take several factors into the account:
- What will be the primary use of the card?
- What does the limit need to be in order for one’s credit score to remain high?
- How much do they need to spend monthly?
Chase Credit Card: Freedom Unlimited
This option permits one to enjoy a cash-back option that will result in rewards. It works on the principle of spending, thus if one spends over $500 within the first 90 days, they get a $150 rebate. Some other notable card benefits include a $0 annual fee, 0% introductory APR, and 1% cash back on all spending. It is convenient for those who are looking to earn some income without paying a single card fee. That is why this credit card option is the most celebrated amongst Chase members.
Chase Credit Card: Sapphire Preferred Card
Unlike the previously mentioned card, this one is a perfect fit for travelers. The requirements are based on spending, once again, and a person gets traveling rewards in return. When one spends over $4,000 in the first three billing cycles, they will be rewarded $625 to apply towards future travel. There is a card fee of $95 per year after the first year passes.
Chase Credit Card: Slate
Just like the first card aforementioned, this one will have no annual fee. Also, it offers a longer period of 0% interest, which is 15 months. This card is provided to those who are looking for free transfer balances. It will enable one to get this service free-of-charge, and millions of people have taken advantage of it.
Chase Credit Card: AARP
When it comes to credit card option for businessmen, this might be the perfect fit. Working on a similar principle as the Freedom Unlimited card, it offers monetary cash back once a person spends $500 in the first three months. The reward, however, is a little higher as one can earn $200. There is no annual fee and the business can use the card to earn unlimited cash back on every purchase.
Chase Credit Card: INK Business Preferred
Going down the list of credit card options for entrepreneurs and sole proprietors, this card offers a way for people to earn traveling rewards while engaging in business transactions. It has a $95 yearly charge, but one can earn a $1,000 after spending $5,000 in the first three months. Also, getting travel rewards is easy with some categories that will offer three times as many points per dollar spent.
Choosing the Right Card
Ultimately, one needs to prioritize whether they are looking for cash rewards, traveling points, low APR, no annual fees and more. By knowing which one of these appeals the most, then the right credit card option can be selected easily. Additionally, there is no wrong choice since any Chase card will allow one to use thousands of ATMs while enjoying card safety. This is why people should base their decision on their personal endeavors. By researching all availabilities, one is almost guaranteed to make a better decision about their particular credit card option that will help them enjoy effortless banking!